Archives for posts with tag: real estate

Allo Everyone!

Even though August is over, I’m still trying to live up to my end of the fear challenge that was set out my Angela on Oh She Glows.  I had lots of trouble trying to find “fears” to face on a daily basis…so I figured I would just kinda go with it and tackle things that bugged me as they came.

I know I have mentioned the idea of buying my first piece of real estate and trying to control my spending….and now I’m finally…FINALLY getting around to it.  I have two, count ‘em TWO appointments to meet with a financial planner this week (one today and one tomorrow).  I am thinking of switching over my banks and investments and seeing what they have to offer.  I am also wanting advice on whether or not it is in my best interest to do a service buy back for my pension transfer from my old work to my newish place of employment. 

It’s equally scary and fun because, well, I finally feel like I am being accountable.  I have even accurately tracked the ridiculously expensive month of August for all of it’s expenses…down to parking meter money…and I’m sorta pumped that I have been able to do this.  It’s been interesting to see where my money has been going…and for the record–way too much of it on iced coffee.

It also feels, however, like the end of an era…the end of youthful indescretion when it comes to where my money goes is gone.  I am going to have a “fun” account…a travel account….a car repair/savings account…as well as a continued savings plan for upping my house downpayment.  Serious. Real. Goals.  ACK!  I’m excited for the challenge but I’m also afraid I am going to fail–the lure of pretty skirts and lululemon sale items may prove to be too much for my shakey willpower.

Another fear that I am tackling on Friday is that I am going to attend my first, real Cross Fit class–not one that is an onramp program nor a personal training style session to get me up to speed….a proper class.  I’m scared and intimidated and excited.  Ack!  I know, deep down, I can make it through the class and soon I’ll be in the mix and everything else will be a breeze, but right now, at this moment, it seems horribly impossible to make it through….to feel the (imagined) judgement of me being in a Cross Fit class because I’m not as fit or strong…but..this is the fun part…I can only get better and soon I will be amonth them…the fit….the strong…at Cross Fit.  I can’t wait. :)

Have you tackled any fears today?  If so, share in the comments!

Luv Leesah

is a very intimidating prospect and truthfully it is something I imagined doing with a partner rather than on my own.  In lieu of Aleksander Skarsgaard coming to sweep me off my feet, I am doing this whole thing on my own…eek.

There are so many different things running around my head as to this whole property buying thing and it is starting to give me nightmares.  Some of the questions include:

  • House or condo?
  • What area of the city? (be close to where I grew up and my gym or venture out?)
  • Fixer Upper or ready to roll?
  • How much to spend? (don’t want to be house poor but don’t want a shabby place either–and I know this depends on my approvals for mortgages and down payments)
  • Will I get my money back on the particular investment?
  • Is it safe?
  • Will there be enough room for entertaining?
  • What are the deal breakers for me: Big kitchen? In Suite laundry? A/C?
  • Manageable yard?
  • Parking?
  • Good gym in the area?
  • noise level (is the home near railroad tracks/airport/noisy neighbours/no soundproofing)

See what I mean? lol.  Scary as hell.  Does anyone know of any other things I should be considering when it comes to buying a property?  Anyone have tips on how to work in a seller’s market where bids of well over the asking price are common and there is very little time to mull over making offers?

Any help/ideas would be lovely and appreciated.

Luv Leesah

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